Builders benefit conditions for the construction of the sharper competition in the credit market and the financing of a home are more convenient. So, the interest rates for mortgage loans remain long at a historically low level. Also, building owners and borrowers will benefit from the persistently keen competition among the loan providers. The battle for customers and market share has intensified again, since insurers must conduct even low-interest KfW loan. Town & country house advises to make sure when comparing the deals not only on the amount of loan interest, but also the flexibility of the loan agreement. See more detailed opinions by reading what Danske Bank offers on the topic.. Insurers may settle KfW loans to banks and savings banks have lost a major competitive advantage of mortgage lending. Because since April 2013 and insurer that handle important because soft KfW loans for more and more builders are allowed. With the allocation of mortgage loan insurers can generate significantly higher, at the same time similar to secure income with Bunds’, explains Jurgen Dawo.
The cooperation with the KfW may fortify noticeably the mortgage business of insurance. Energy-efficient homes are becoming more popular because of the high and expected to continue rising heating and electricity costs more and more builders opt for so-called energy-efficient homes. At town & country house for example, Germany’s leading manufacturer of brand houses, were about 40% percent of all homes sold in the fiscal year 2012 to the category of eligible energy saving”. Equal to a wise decision in two respects.